Loan up to 90%* of the appraised value
*based on the accredited developer’s selling price
Flexible payment terms
Choose payment terms that will suit your financial situation, payable up to 20 years.
Loan starts at PHP1,000,000
Get financing starting at a minimum of PHP1,000,000.
Fair income requirements
Starting at PHP50,000 minimum joint gross monthly income.
Quick approval as fast as 5 banking days*
*Upon submission of complete documents.
Our home loan just got better
Get the keys to your dream home soon with our fast-approval home loan. Use our free home loan calculator to check how much you can borrow.
Looking to make the most of your home’s value? Borrow up to PHP 10,000,000 with our Home Equity Loan.
You can also take advantage of our no-cash-out feature with our All-in Financing Offer.
| 1 Year | 3 Years | 5 Years | |
|---|---|---|---|
| Regular Home Loan | 6.99% | 7.25% | 7.75% |
| Home Equity Loan | 6.99% | 7.25% | 7.75% |
| Solar Mortgage | 6.75% | 7.00% | 7.50% |
Eligibility
- At least 21 years old, but not more than 65 years old upon loan maturity
- Earning a combined monthly income of PHP50,000
- Has been continuously employed for at least 2 years
- For the self-employed, must be operating a legitimate and profitable business for the last 3 years
Here’s what you can do with
our Home Loan to achieve
your dream home
We can help you cut through the hassles of buying, building, and renovating your house depending on your needs.
Buy
Fast track to owning your dream home sooner with our no hassle, streamlined application process!
Build
Your vision, your style – we’ll help you turn your dream home design into the real thing, together.
Renovate
Transform your home’s atmosphere by improving it or give it a fresh look before you sell.
Equity
Unlock the potential of your home’s value by using it as collateral for your financial needs.
Solar Mortgage
Thinking of switching to solar energy? Include the purchase of solar panels to your home loan.
Refinance
Paying high interest rates with another bank? See how much you can save by switching to us!
How to apply for our housing loan?
1
Check how much you can borrow using our home loan calculator.
2
Choose the loan that suits your needs.
3
Complete our home loan online application form.
4
Wait for our confirmation.
5
Get approved in as fast as 5 days*
*Upon submission of complete documents.
Compute your expenses with our Home Loan Calculator
Ready to apply for a Home Loan?
Apply online nowFor existing clients, you can refer and get incentives up to PHP8,000!
Step 1: Reach out to your branch of account.
Step 2:Get your unique referrer code and tool kit from your Security Bank Branch personnel.
Step 3: Your referral may access Home Loan applications here.
Step 4: Check out the average turn around time for the processing of your referred loans below.
If you have any questions, click here.































